Tuesday, March 15, 2016


INDO ZAMBIA BANK wishes to recruit Specialists who fit the profiles as described below. As part of the recruitment for experienced professionals, applications are invited from candidates who meet or match the job profile below:
Essential Duties and Responsibilities
  • Coordinating and implementing Training Calendar and activities, logistics, material, etc there ¡n.
    Assisting in planning, organising, controlling and coordinating HR back office activities.
  • Managing the HR Information System.
  • Implementing staff conditions of service.
  • Assisting in the implementation and management of Human Resources matters in line with the Bank’s strategic vision.
  • Ensuring all staff requests are processed such as Loans and Advances, Leave and other payment requests within
    acceptable time frames.
  • Managing employee personnel records both on the HR system and the HR registry.
  • Managing all monthly payroll inputs as per deadlines under supervision of senior HR staff.
  • Interpret Human Resources Policies, contracts, Agreements and employee benefits.
  • Addressing and resolving employee complaints and problems through confidential meetings, small group supervision of senior HR staff
  • Ensuring timely submission of HR operations and industrial relations assignments as may be requested from time to time
  • Performing all other duties assigned by Superiors from time to time.
Required Qualifications
  • Bachelors Degree in Human Resources or any relevant social science from a recognised University.
  • Diploma in Human Resources from a recognised leading institution or University.
  • Must be computer literate (Word, Excel, Power Point and the use of other spreadsheet software/applications).
  • Must be less than 35 years old.
Essential Duties and Responsibilities
  • Superintending over the Branch Operations as well as Administrative functions.
  • Being Custodian and Anti-Money Laundering Officer of the Branch.
  • Ensuring that all Bank of Zambia guidelines and KYC policies are complied with by all staff.
  • Ensuring that Internal Controls, including supply and issuance of controlled stationery are strictly in compliance with Bank riles and guidelines.
  • Ensuring that Bank security measures are observed and implemented.
  • Marketing the Bank products and services and ensuring that customers receive the best attention from all staff.
  • Being in charge of Cash Management.
  • Attending to all staff matters including keeping of staff leave and vital records, and staff register.
  • Authorizing payments, receipts and postings ¡n the system for cash, transfer and clearing independently/ singly up to a pre-determined level as approved by the head Office and jointly with his/her senior officers for amounts beyond their approved/delegated authority.
  • Scrutinizing and approving new accounts being opened at the branch and also authorizing related files in the systems.
  • Ensuring proper filing and that archives are up to date.
  • Carrying out Audit Transaction of Journals, Returns, the General ledger, Profit and Loss Accounts and Audit Sheets.
  • Ensuring timely submission of various returns as required by Bank of Zambia and the Bank.
  • Ensuring that the office surroundings are kept tidy and neat at all times.
  • Supervising all departments at Branch level and ensuring careful distribution of work among staff, rotating them and enforcing staff discipline.
  • Checking outward and inward clearances and giving value dates to cheques deposited.
  • Attending to customer queries and complaints.
  • Preparing staff monthly performance reports.
  • Prompt reconciliation of outstanding IBT entries and various suspense accounts.
  • Ensuring that all staff members go through Head Office guidelines, circulars, manuals issued by Head Office from time to time Including guidelines on KYC and Anti Money Laundering
  • Performing all other duties as assigned by superiors from time to time
Essential Duties and Responsibilities
  • Conducting Credit Risk Assessment, analysing applicant’s financial status, credit and property evaluation to
    determine feasibility of guarantying credit and make appropriate recommendations to senior management.
  • Performing historical trend and ratio analysis and properly assess cash flow, collateral, industry risks, guarantor strength and all other major risks to the Bank in lending to customers.
  • Ensuring compliance with the Bank Credit Policy, National Regulatory and Government bodies’ requirements.
    Directly contributing to Bank profitability through booking quality loans.
  • Managing the corporate loan portfolio through proactive portfolio management.
  • Assessing the inherent vulnerability to risk within the total loan portfolio and address any deficiency /control gaps.
  • Directly monitoring account limits and excesses and ensuring there is minimum risk.
  • Ensuring that all credits availed do not deteriorate to loss levels and that any sign of deterioration is proactively
  • Identified and addressed
  • Monitoring credit covenants agreed with customers. 
  • Closely monitoring portfolio risk through weekly monthly and quarterly reports.
  • Developing and Introducing innovate credit measures to improve the quality of the portfolio.
  • Analysing credit data to estimate degree of risk in extending credit or lending money. 
  • Maintaining expert knowledge on relevant legislative amendments, industry best practices and provision of proactive advice and solutions to relevant stake holders.
  • Responsible for maximising cross selling opportunities through credit assessment and client portfolio analysis.
  • Ensuring compliance with governance terms of legislative and audit requirements.
  • Being responsible for the returns of daily statistics.
  • Marketing of commercial credit products.
Essential Duties and Responsibilities
Performing any of the three (3) functions below:
  • Dealing in Forex, Money Market/Bonds/Derivatives.
  • Analysing achieve Exchange Income targets.
  • Operating the Reuters and Bloomberg applications.
General Forex:
  • Handling International remittances, Letter of Credit Guarantees, SWIFT Operations, etc.
  • Achieving Other Income Targets set by the Bank.
Forex Back Office:
  • Dealing in Forex, Money Market/Bonds/Derivatives.
  • Independently verifying the rate movements of various currencies against the Zambian Kwacha.
  • Operating the Reuters and Bloomberg applicatìons.
  • Ready to take-up the responsibility to achieve the targets fixed by the management.
Application Process
Interested candidates are asked to complete a prescribed application form that can be downloaded here
Candidates should attach typed application letters complete with updated CV’s showing academic track record, traceable referees, copies of academic and professional certificates.
All applications should be addressed to the:
Chief Manager
Human Resources
Indo Zambia Bank
Head Office
PO Box 35411
Plot No. 6907
Cairo Road
Before 18th March 2016
Each application envelope should be clearly marked with the vacancy being applied for on the top right hand corner and deposited in the prescribed box at the above address. An attractive remuneration and benefit package will be offered commensurate with the management grade of the position.


NGO JOBS ICT JOBS Lusaka Finance Accountant Agriculture Administration Health Human Resources Sales Kitwe Lecturer Civil Engineer Solwezi Consultancy Legal Jobs SCHOLARSHIPS Education MEDIA AND COMMUNICATIONS Driver Jobs Mining Jobs Ndola Procurement Jobs Monitoring and Evaluation Electrical Engineering Telecommunications MTN Zambia First Quantum Minerals Ltd Project Manager Airtel Zambia ZRA Zambia Revenue Authority Community Development Jobs Kasama LMC Lumwana Mining Company Limited Marketing Zamtel Save the Children World Vision Environmental Jobs Kabwe Malawi Jobs Research Graduate Trainee Standard Chartered Bank CARE INTERNATIONAL ZAMBIA Zimbabwe AWF African Wildlife Foundation Choma GOVERNMENT JOBS Mechanical Engineering NAPSA National Pension Scheme Authority PwC Teaching Jobs UN United Nations Zambia Sugar Plc Afdb African Development Bank Mopani Copper Mines PLC Security Jobs AB Bank Zambia Customer Care FINCA Zambia MU MULUNGUSHI UNIVERSITY PATH INTERNATIONAL RDA Road Development Agency UNICEF US Embassy in Zambia BANKING JOBS CHAI Clinton Health Access Initiative COMESA Chipata FHI360 Mongu SNV ZAMBIA Sandvik Economist Internship Livingstone Plan International WaterAid Zambia Zambia Banks Zanaco Zambia National Commercial Bank AU African Union Access Bank BOZ Bank of Zambia CRS Catholic Relief Services Cavmont Bank Chingola Copperbelt Energy Corporation Democratic of the Congo Kalulushi SADC Southern African Development Community USAID Zambia BancABC Copperbelt University ECOBANK ZAMBIA Kalumbila Librarian Lubambe Copper Mine Limited UNZA University of Zambia ZTB Zambia Tourism Board Barclays Bank Zambia Center for Infectious Disease Research in Zambia Climate Change and Environment Copperbelt EGPAF Elizabeth Glazer Pediatric AIDS Foundation ERB Energy Regulation Board Lusaka University OXFAM Volunteering WFP World Food Programme ZEMA Zambia Environmental Management Agency ZICTA Zambia Information n Communications Technology Authority Zambia Breweries Plc Atlas Copco Zambia Aviation Jobs Citibank DBZ DEVELOPMENT BANK OF ZAMBIA Human Rights Jhpiego MEDICAL STORES LIMITED Mazabuka Ministry of Gender and Child Development NEPAD NPA National Prosecution Authority National Airports Corporation National Breweries PC Population Council PSI Puma Energy International Restless Development The World Bank UNDP VSO Voluntary Service Overseas ZIPAR Zambia Institute for Policy Analysis and Research ZNBS ZAMBIA NATIONAL BUILDING SOCIETY Zambia Red Cross Society ACC Anti Corruption Commission Zambia Abt Associates Blantyre British Council in Zambia CIVIL SERVICE JOBS Chamber of Mines of Zambia Chibombo Chililabombwe Chirundu Coca Cola Customer Support - Technical Support Danish Refugee Council ELECTORAL COMMISSION OF ZAMBIA ESAMI Eastern and Southern African Management Institute FNB FIRST NATIONAL BANK ZAMBIA Finca Malawi Food and Nutrition HPCZ Health Professions Council of Zambia Hospitality Jobs IRC International Rescue Committee Insurance Jobs Islamic Relief Kasumbalesa Konkola Copper Mines plc Legal Aid Board Lilongwe Lumwana MKUSHI MPIKA Maamba Collieries Limited Marie Stopes Zambia Ministry of local government and housing Mufulira NCC NATIONAL COUNCIL FOR CONSTRUCTION NFNC National Food and Nutrition Commission NHA National Housing Authority NLACW National Legal Aid Clinic for Women NRFA National Road Fund Agency NU Northrise University National Milling Corporation PACRA Patents and Companies Registration Agency PACT PIA Pensions and Insurance Authority Peace Corps Zambia Purchasing - Supplies Manager Records Management Rural Electrification Authority SUPPLY CHAIN Statistician Veterinary Council of Zambia WHO World Health Organization WWSC Western Water and Sewerage Company Workers Compensation Fund ZAWA Zambia Wildlife Authority ZDA Zambia Development Agency ZESCO Zambia Electricity Supply Corporation Limited ZICA Zambia Institute of Chartered Accountants ZWMA Zambia Weights and Measure Agency Zambia Catholic University