Our client is a Statutory Institution .


Responsible for coordinating and overseeing the Credit Unit including provision of information to aid management decision making on elements of credit control and enterprise risk.


In collaboration with the Director Credit, develop and implement a robust Credit Management Information System that provides timely information to both internal and external stakeholders in collaboration with the Director Credit & Risk;
Develop and implement Credit Risk and Procedures Manual in collaboration with the Director Credit & Risk;
Generate reports from Credit Managers;
Generate Term Sheets, Loan Agreements and Memorandum of Deposit of Certificates;
Ensure safe custody of all credit documents and including Loan Agreements, Certificates of Titles etc.;
Assess Business Plans for completeness and creditworthiness
Determine the need to forward customer delinquencies to legal department for litigation;
Monitor periodic credit reviews;
Plan, design and implement an overall risk management process for the Institution;
Coordinate Due Diligence activities of the Institution as basis for decision making in credit portfolio investments for risk mitigation based on the Due Diligence Procedures Manual and project screening procedure;
Monitor quarterly and yearly performance of Credit Managers through published financials and other third party information sources;
Analyse delinquent accounts and prepare reports including recommendations for solutions such as remediation, handover to debt collectors and writing off;
Monitor the progress of cases handed over for litigation by providing a report;
Execute Writs of  possession in conjunction with the Sheriff’s office;
Ensure that repossessed properties are sold within record time;
Communicate consistently and accurately with financial institutions who do business with the Institution;
Monitor projects implementation, business implementation and collection of debt;
Prepare periodic reports for the Director of Credit and Risk;
Submit monthly reports to the Credit Reference Bureau;
Develop, implement and monitor budgets and work plans for the unit in line with the approved Institution strategy implementation plan, and
Appraise staff performance, identify skill gaps and recommend training/capacity building.


Grade Twelve (12) Certificate
Degree in Business Administration, Banking & Finance; Accountancy, Economics or Business or related field
Master’s Degree in Administration, Banking, Finance, Accountancy, Economics or Business or related field will be added advantage
Strong leadership and communication skills
Excellent knowledge of credit review processes and establishment of credit policies
Proven ability to create innovative solutions to problems
Excellent negotiation skills
Intermediate to advanced Excel Skills
At least ten (10) years working experience in credit review processes and the establishment of client policies


The ideal candidate is expected to be of sober character, intelligent, a team player and able to work to achieve set goals

Interested Candidates can email their CVs (in Microsoft word only) to and cc: Closing date is 30th October 2016.


–    The position title being applied for should be included in the subject of your e-mail.

–    Your attachments must bear the position title you are applying for and your full name.
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