Our client is a Statutory Institution


Implementing the Institution’s Credit and Risk Management Function at provincial level.


Provide support to the Credit Control and Risk Department at Provincial level;
Propose loan conditions that contribute to project viability and sustainability;
Liaise with Financial Institutions contracted to undertake Credit Management services in submission of business plans and receipt of copies, Term Sheets and Loan Agreements;
Review collateral documentation received from the Credit Managers and ensure the Certificates of Title are sent to head office for safe custody;
Ensure that all properties proposed for security have corresponding valuation reports from Government Valuation Board registered valuers;
Timely visit the funded projects to ensure prudent usage of disbursed loan amounts and loan repayments;
Reconcile loan statements before release of title and closure of loan accounts;
Monitor and report on the compliance of Credit Managers with the credit Management Agreement  and guidelines;
Submit monthly reports to Credit Reference Bureau on time;
Prepare credit reports at product, Credit Manager and provincial levels;
Monitor all loans under management through Credit Managers and ensure 100% disbursement and repayment rates is maintained;
Assist in the formulation, implementation and periodic review of the Credit Policy, Risk Policy, Credit Procedure Manual, Risk Procedure Manual and other guidelines under the Credit & Risk Department;
Assist in identifying, assessing, quantifying and mitigation risks to the Institution by developing a robust risk management system;
Provide support in undertaking risk assessment on Project Finance/Micro Credit/Construction Finance Initiative projects by undertaking appraisals, due diligence and KYCs;
Maintain an updated database of the loan book and update loan statements, and
Attend to clients’ complaints and queries at provincial level.


Grade Twelve (12) Certificate
Degree in Business Administration, Commerce, Economics, Finance, Banking or related field
Prior credit administration/risk knowledge an advantage
Excellent written and spoken communication skills
Good interpersonal skills and paying attention to details
Computer literate
At least three (3) years working experience in credit management in a regulated bank or other regulated lending institution


•    The ideal candidate is expected to be of sober character, intelligent, a team player and able to work to achieve set goals.


Interested Candidates can email their CVs (in Microsoft word only) to and cc: Closing date is 30th October 2016.


–    The position title being applied for should be included in the subject of your e-mail.

–    Your attachments must bear the position title you are applying for and your full name.
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